:root{--ink:#20231f;--paper:#f4efe4;--card:#fffdf7;--red:#a43b26;--moss:#49604b;--line:#c8bda8;--muted:#67675f;--serif:Georgia,'Times New Roman',serif;--sans:'Trebuchet MS',Verdana,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font:17px/1.68 var(--serif)}a{color:inherit;text-decoration-thickness:1px;text-underline-offset:4px}header{border-bottom:1px solid var(--line);background:rgba(244,239,228,.96)}.bar{max-width:1180px;margin:auto;padding:18px 28px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{font:700 20px/1.1 var(--sans);letter-spacing:.02em;text-decoration:none}.brand i{display:block;color:var(--red);font:700 10px/1 var(--sans);letter-spacing:.18em;text-transform:uppercase;margin-bottom:6px}nav{display:flex;gap:22px;font:700 13px var(--sans)}main{overflow:hidden}.hero{max-width:1180px;margin:auto;padding:84px 28px 66px;display:grid;grid-template-columns:1.25fr .75fr;gap:70px;align-items:end}.kicker,.eyebrow{font:700 12px var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--red)}h1{font:normal clamp(48px,7vw,92px)/.95 var(--serif);letter-spacing:-.045em;margin:18px 0 28px;max-width:900px}h2{font:normal clamp(32px,4vw,52px)/1.04 var(--serif);letter-spacing:-.025em;margin:0 0 20px}h3{font:700 20px/1.25 var(--sans);margin:0 0 10px}.lead{font-size:22px;line-height:1.55;max-width:720px}.measure{border-left:6px solid var(--red);padding:24px 0 8px 28px}.measure strong{font:700 46px/1 var(--sans);display:block}.measure span{color:var(--muted)}.stripe{border-block:1px solid var(--line);background:var(--card)}.section{max-width:1040px;margin:auto;padding:70px 28px}.section.narrow{max-width:820px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.fact{border-top:5px solid var(--moss);padding:24px;background:var(--card);min-height:190px}.fact p{margin:0;color:var(--muted)}.article{max-width:800px;margin:auto;padding:70px 28px}.article p{margin:0 0 22px}.article h2{font-size:38px;margin-top:56px}.decision{margin:48px 0;padding:30px;border:1px solid var(--line);background:var(--card);box-shadow:12px 12px 0 #ded4c2}.decision ul{margin:16px 0 0;padding-left:22px}.source{margin:50px 0 0;padding:24px;border-left:4px solid var(--moss);background:#e8e6d8;font-size:15px}.source h3{font-size:13px;text-transform:uppercase;letter-spacing:.12em}.source li{margin:10px 0}.source span{color:var(--muted);display:block}.cta{background:var(--ink);color:var(--paper)}.cta .section{display:grid;grid-template-columns:1fr auto;gap:40px;align-items:center}.cta p{max-width:650px;color:#d9d4c9}.button{display:inline-block;background:var(--red);color:white;padding:15px 22px;text-decoration:none;font:700 14px var(--sans);border:0}.secondary{display:inline-block;margin-left:12px;color:var(--paper);font:700 14px var(--sans)}.notice{font:700 13px var(--sans);color:var(--muted);border-top:1px solid var(--line);padding-top:20px;margin-top:48px}footer{border-top:1px solid var(--line);padding:34px 28px;font:13px/1.6 var(--sans)}footer div{max-width:1180px;margin:auto;display:flex;justify-content:space-between;gap:30px}.index{font:700 110px/.8 var(--sans);color:#d8cdbb;float:right;margin-left:20px}@media(max-width:760px){body{font-size:16px}.bar{padding:16px 18px;align-items:flex-start}.brand{font-size:16px}nav{display:block;text-align:right;font-size:12px}nav a{display:block;margin-bottom:7px}.hero{padding:58px 20px 45px;display:block}.measure{margin-top:38px}.section,.article{padding:52px 20px}.grid{grid-template-columns:1fr}.cta .section{display:block}.cta .button{margin-top:12px}.secondary{display:block;margin:18px 0 0}footer div{display:block}footer span{display:block}footer span+span{margin-top:12px}.index{font-size:70px}h1{font-size:50px;overflow-wrap:normal;hyphens:none}.lead{font-size:19px}.decision{box-shadow:7px 7px 0 #ded4c2}}

/* V11 portal extension */
.portal-nav{flex-wrap:wrap;justify-content:flex-end}.portal-nav a{text-decoration:none}.portal-nav a:hover,.portal-nav a:focus-visible{color:var(--red)}:focus-visible{outline:3px solid #d17a31;outline-offset:4px}.hero.portal-hero{min-height:650px;align-items:center}.hero-media,.article-media{position:relative}.hero-media{margin:0}.hero-media img,.article-media img{display:block;width:100%;height:auto}.hero-media img{aspect-ratio:1.35;object-fit:cover}.image-badge{position:absolute;top:12px;left:12px;z-index:2;padding:7px 10px;color:#fff;background:#20231fe8;font:700 11px var(--sans);letter-spacing:.08em;text-transform:uppercase}.hero-media figcaption,.article-media figcaption{padding-top:9px;color:var(--muted);font:13px/1.45 var(--sans)}.article-media{margin:0 0 40px}.article-media img{aspect-ratio:3/2;object-fit:cover}.portal-section{max-width:1180px;margin:auto;padding:78px 28px}.portal-section>p{max-width:760px}.link-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px}.link-card{display:flex;min-height:170px;padding:24px;flex-direction:column;justify-content:space-between;border:1px solid var(--line);background:var(--card);text-decoration:none}.link-card:hover{border-color:var(--red);transform:translateY(-2px)}.link-card small{color:var(--red);font:700 11px var(--sans);letter-spacing:.12em;text-transform:uppercase}.link-card strong{font:normal 27px/1.08 var(--serif)}.dark{color:var(--paper);background:var(--ink)}.dark .link-card{color:var(--ink)}.breadcrumbs{max-width:1180px;margin:24px auto 0;padding:0 28px;color:var(--muted);font:13px var(--sans)}.form-card{max-width:760px;padding:34px;border:1px solid var(--line);background:var(--card);box-shadow:12px 12px 0 #ded4c2}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font:700 14px var(--sans)}.field input,.field select,.field textarea{width:100%;min-height:48px;padding:12px;border:1px solid #827a6d;background:#fff;font:16px var(--sans)}.field textarea{min-height:110px;resize:vertical}.form-actions{display:flex;align-items:center;gap:18px;margin-top:22px;flex-wrap:wrap}.form-status{margin:18px 0 0;padding:14px;border-left:4px solid var(--moss);background:#e8e6d8;font:700 14px var(--sans)}.reset{border:0;background:none;text-decoration:underline;font:700 13px var(--sans);cursor:pointer}.privacy-copy{color:var(--muted);font:13px/1.5 var(--sans)}.hp{position:absolute!important;left:-10000px!important}.standard-form-step-info{margin:0 0 .5rem;color:var(--muted);font:700 13px var(--sans)}.standard-form-progress{max-width:100%}.standard-form-track{width:100%}.standard-form-slide{display:grid;grid-template-columns:1fr 1fr;gap:18px}.standard-form-slide>.field.full,.standard-form-slide>.form-actions,.standard-form-slide>[data-intake-status],.standard-form-slide>.standard-form-navigation{grid-column:1/-1}.pill-list{display:flex;gap:10px;flex-wrap:wrap;padding:0;list-style:none}.pill-list a{display:block;padding:8px 12px;border:1px solid var(--line);background:var(--card);text-decoration:none;font:700 13px var(--sans)}.text-page{max-width:850px;margin:auto;padding:72px 28px}.text-page h1{font-size:clamp(46px,6vw,74px)}.text-page h2{margin-top:52px;font-size:34px}.text-page li{margin:9px 0}.market-table{width:100%;border-collapse:collapse;margin:28px 0}.market-table th,.market-table td{padding:14px;text-align:left;border-bottom:1px solid var(--line)}.market-table th{font:700 13px var(--sans)}
@media(max-width:760px){.portal-nav{display:none}.hero.portal-hero{min-height:0}.hero-media{margin-top:34px}.link-grid,.form-grid,.standard-form-slide{grid-template-columns:1fr}.field.full,.standard-form-slide>.field.full{grid-column:auto}.portal-section{padding:55px 20px}.form-card{padding:22px;box-shadow:7px 7px 0 #ded4c2}.article-media{margin-inline:0}.link-card{min-height:135px}.text-page{padding:52px 20px}.market-table{font-size:14px}.market-table th,.market-table td{padding:9px}}
@media(max-width:760px){article.article>.hero:has(+ #wechsel) h1{font-size:35px}}
@media(max-width:760px){.mobile-long-h1{font-size:35px}}
@media(max-width:760px){.measure strong.mobile-callout{font-size:41px}}
@media(max-width:760px){.measure strong.mobile-callout-long{font-size:27px}}